Description: Fraud Risk Assessment is the process of identifying and analyzing potential fraud risks in electronic commerce. This process is crucial for companies operating in digital environments, where transactions are fast and often anonymous. The assessment involves a thorough analysis of vulnerabilities in payment systems, user authentication, and data protection. Through this assessment, organizations can implement preventive and corrective measures to mitigate risks associated with fraud, such as identity theft, unauthorized credit card use, and phishing. Fraud Risk Assessment not only focuses on detecting fraud that has already occurred but also seeks to anticipate and prevent future incidents. This is achieved through data collection, behavior pattern analysis, and the implementation of advanced technologies, such as artificial intelligence and machine learning, which help identify suspicious transactions in real-time. In a world where electronic commerce continues to grow, Fraud Risk Assessment has become an essential practice to protect both businesses and consumers, ensuring the integrity and trust in digital transactions.
