Description: A business loan is financing specifically intended to meet the needs of a company, whether to start a new project, expand operations, acquire equipment, or manage cash flow. These loans can be offered by banks, financial institutions, or alternative financing platforms. They are generally characterized by specific conditions that vary depending on the type of loan, the credit profile of the applicant, and the purpose of the financing. Business loans can be short, medium, or long-term, and may include fixed or variable interest rates. The relevance of these loans lies in their ability to drive business growth, allowing companies to access capital that they would otherwise not have. Additionally, they are a key financial management tool, enabling businesses to make strategic investments without compromising their operating capital. In a competitive economic environment, business loans have become an essential resource for the sustainability and development of companies, facilitating innovation and adaptation to market demands.
