Description: In-store payments refer to transactions made at a physical establishment using various digital payment methods. This concept has gained relevance in the digital age, where consumers seek faster and safer ways to make their purchases. Through mobile devices, such as smartphones and tablets, customers can use payment applications, digital wallets, or QR codes to complete their transactions without the need for cash or physical cards. This modality not only enhances the customer experience by reducing wait times in lines but also provides merchants with an efficient way to manage their sales and mitigate fraud risk. Additionally, in-store payments allow for the integration of loyalty programs and promotions, which can encourage consumers to make additional purchases. In a world where convenience and security are paramount, in-store payments represent a significant evolution in how commercial transactions are conducted, adapting to the needs of an increasingly digital consumer.