Description: Open payment is a payment system that allows flexibility and integration with various platforms, facilitating online transactions efficiently and securely. This approach is based on interoperability, meaning users can make payments through multiple services and applications without restrictions. Key features of open payment include the ability to connect different payment methods, such as credit cards, bank transfers, and digital wallets, within a single ecosystem. Additionally, it promotes transparency and competition in the payment market, allowing consumers to choose the option that best suits their needs. The relevance of open payment lies in its potential to transform the online shopping experience, providing merchants and consumers with greater convenience and options. As e-commerce continues to grow, the demand for flexible and accessible payment solutions becomes increasingly critical, making open payment an essential tool in today’s digital economy.