Description: Opt-in authentication is a security method where users voluntarily choose to enable additional authentication factors to protect their accounts and data. This approach falls under multifactor authentication (MFA), which combines different verification methods to ensure that only authorized users can access a system. Unlike mandatory authentication, where all users are required to implement additional security measures, opt-in authentication allows users to decide whether they want to add extra layers of protection, such as codes sent to their mobile phones, biometric authentication, or authentication apps. This flexibility can enhance user satisfaction, as it allows them to tailor their security level according to their needs and concerns. However, it may also lead some users to opt out of using these measures, potentially leaving their accounts more vulnerable. In a world where cyber threats are becoming increasingly sophisticated, opt-in authentication presents an option that balances security and user experience, allowing individuals to make informed decisions about their digital protection.