Description: Risk-Based Authentication is a security approach that assesses the level of risk associated with a login attempt and adjusts authentication requirements accordingly. This process relies on a series of factors, such as the user’s geographical location, the device used, previous login behavior, and other risk indicators. If the system determines that the access attempt is low risk, it may allow access with a single authentication factor, such as a password. However, if a high risk is identified, additional multifactor authentication methods may be required, such as a code sent to a mobile device or biometric verification. This approach not only enhances security by adapting to different contexts but also optimizes user experience by avoiding unnecessary steps in low-risk situations. Risk-Based Authentication is particularly relevant in environments where the protection of sensitive data is crucial, such as in financial services or platforms handling personal information. By implementing this strategy, organizations can reduce the likelihood of unauthorized access while facilitating legitimate access for users.
